Five focused programs, built around your goals.
Construction, fix & flip, bridge, investment property, and business capital: commercial and real-estate financing structured around the deal in front of you.
Loan programs
Five programs
Construction
Built around draws, trades, and real site sequencing.
Construction capital for ground-up builds, major rehabs, and spec projects. Arranged so draws are set against the schedule of work before the first trade starts.
At a glance
- Loan size
- $250K – $10M+
- Term
- 12 – 24 mo
Fix & Flip
Acquisition + rehab capital with a fast read.
Speed and documentation that keeps the crew working. These programs are sized around ARV and exit strategy, not just the purchase number.
At a glance
- Loan size
- $100K – $3M
- Term
- 6 – 18 mo
Bridge
Short-term capital that closes when timing matters.
Bridge capital for acquisitions, repositions, and scenarios that don't fit conventional timelines. Clear answers up front so you know what you're working with.
At a glance
- Loan size
- $250K – $20M
- Term
- 6 – 24 mo
Investment Property
For income-producing assets and small-to-mid portfolios.
Acquisition, refinance, or portfolio capital for investors who hold. Structured around real cash flow and investor profile, not a one-size-fits-all box.
At a glance
- Loan size
- $150K – $10M
- Term
- 30-yr, 5/7 ARM options
Business
Working capital tied to pipelines, equipment, and crews.
For builders, GCs, and investors whose balance sheet is a job site. Capital structured around real contracts, invoices, and equipment, not just tax returns.
At a glance
- Loan size
- $50K – $5M
- Term
- 12 – 60 mo
How do NexWin Capital Corp. loan programs compare?
Five programs, read scenario-first. Typical ranges below; every deal is priced by the lending partner it is placed with, against its own facts.
| Program | Loan size | Term | Program specifics |
|---|---|---|---|
| ConstructionLTC max: Up to 90% · LTV max: Up to 70% ARV | $250K – $10M+ | 12 – 24 mo | LTC max: Up to 90% · LTV max: Up to 70% ARV |
| Fix & FlipARV max: Up to 80% · Rehab funded: Up to 100% | $100K – $3M | 6 – 18 mo | ARV max: Up to 80% · Rehab funded: Up to 100% |
| BridgeLTV max: Up to 75% · Close: ~14 business days * | $250K – $20M | 6 – 24 mo | LTV max: Up to 75% · Close: ~14 business days * |
| Investment PropertyDSCR min: 1.0x · LTV max: Up to 80% | $150K – $10M | 30-year, 5/7 ARM, I/O options | DSCR min: 1.0x · LTV max: Up to 80% |
| BusinessStructure: Term / line / AR · Docs: Financials + bank | $50K – $5M | 12 – 60 mo | Structure: Term / line / AR · Docs: Financials + bank |
* Typical for qualified scenarios with a complete file. Ranges are indicative, not an offer or commitment to lend.
Check the license before you send a deal. We would.
Every program here is business-purpose credit brokered by NexWin Capital Corp., a California-licensed finance broker. Both regulator records are public, verify them in a minute.
Capital moves the same everywhere. Permits do not.
The terms above hold wherever the property sits. What changes by city is who reviews the plans, how long that takes, and where the paperwork records. These pages cover the local process.
- Los Angeles CountyLos Angeles bridge loans
- Los Angeles CountySan Fernando Valley bridge loans
- San Diego CountyPoway fix & flip loans
- San Diego CountyImperial Beach bridge loans
- Orange CountySanta Ana fix & flip loans
- Orange CountyAnaheim fix & flip loans
- Orange CountyIrvine bridge loans
- Orange CountyCosta Mesa bridge loans
- Orange CountyHuntington Beach bridge loans
- Orange CountyNewport Beach bridge loans
- Los Angeles CountyLos Angeles fix & flip loans
- San Diego CountySan Diego fix & flip loans
- San Diego CountyImperial Beach fix & flip loans
- Orange CountyIrvine fix & flip loans
- Los Angeles CountySan Fernando Valley fix & flip loans
Financing a rental on the property’s own cash flow rather than personal income? DSCR loans in California covers how the coverage ratio is calculated and what the investment property program looks for.
Buying to renovate and resell, or bridging between two positions? Both sit inside one category: residential transition loans explains what an RTL is and which of the three programs a given deal actually needs.
Building from the dirt up rather than buying something that already stands? Ground up construction loans covers how a build is financed against the finished value and paid out against the schedule of work.
Searching for hard money and not sure which of these programs the money would run under? Hard money lenders in California explains what those lenders look at and how a broker places a file with one.
New to the category? What is a bridge loan explains how a bridge is sized, what repays it and when investors use one, before you read the program terms.
Already have the deal in front of you? Tell us your deal and a broker reads the scenario before anyone pulls credit.
Find the right program.
Share the basics, we'll give you a real read on fit typically in 1-3+ business days.
A 2-minute fit check tells us your scenario. In return, we tell you which program fits, the likely structure, and what a packaged file would look like for our lenders, typically within 1-3+ business days. No commitment required.
NexWin Capital Corp. (NMLS ID 2743839 · DFPI License No. 60DBO-211586) brokers loans through licensed lending partners. All funding is subject to borrower profile, collateral, documentation, and lender criteria. Nothing on this page is an offer or commitment to lend. Rates, terms, and program availability vary and may change without notice.