Five focused programs,
built around your goals.
Construction, fix & flip, bridge, investment property, and business capital: commercial and real-estate financing structured around the deal in front of you.
How do NexWin Capital Corp. loan programs compare?
Five programs, read scenario-first. Typical ranges below; every deal is priced by the lending partner it is placed with, against its own facts.
| Program | Loan size | Term | Program specifics |
|---|---|---|---|
| ConstructionLTC max: Up to 85% · LTV max: Up to 70% ARV | $250K – $10M+ | 12 – 24 mo | LTC max: Up to 85% · LTV max: Up to 70% ARV |
| Fix & FlipARV max: Up to 75% · Rehab funded: Up to 100% | $100K – $3M | 6 – 18 mo | ARV max: Up to 75% · Rehab funded: Up to 100% |
| BridgeLTV max: Up to 75% · Close: ~14 business days * | $250K – $20M | 6 – 24 mo | LTV max: Up to 75% · Close: ~14 business days * |
| Investment PropertyDSCR min: 1.0x · LTV max: Up to 80% | $150K – $10M | 30-year, 5/7 ARM, I/O options | DSCR min: 1.0x · LTV max: Up to 80% |
| BusinessStructure: Term / line / AR · Docs: Financials + bank | $50K – $5M | 12 – 60 mo | Structure: Term / line / AR · Docs: Financials + bank |
* Typical for qualified scenarios with a complete file. Ranges are indicative, not an offer or commitment to lend.
Construction
Built around draws, trades, and real site sequencing.
Construction capital for ground-up builds, major rehabs, and spec projects. Arranged so draws are set against the schedule of work before the first trade starts.
- Draw schedules matched to scope of work
- Builder-friendly documentation
- Ground-up, spec, and heavy rehab scenarios
- Experienced investors and new-market builders
- Loan size
- $250K – $10M+
- Term
- 12 – 24 mo
- LTV / LTC
- Up to 85% LTC
- Use
- Vertical construction
- 01Ground-up & heavy rehab
Construction
Built around draws, trades, and real site sequencing.
Construction capital for ground-up builds, major rehabs, and spec projects. Arranged so draws are set against the schedule of work before the first trade starts.
- Draw schedules matched to scope of work
- Builder-friendly documentation
- Ground-up, spec, and heavy rehab scenarios
- Experienced investors and new-market builders
At a glance01- Loan size
- $250K – $10M+
- Term
- 12 – 24 mo
- LTV / LTC
- Up to 85% LTC
- Use
- Vertical construction
- 02Buy, improve, exit
Fix & Flip
Acquisition + rehab capital with a fast read.
Speed and documentation that keeps the crew working. These programs are sized around ARV and exit strategy, not just the purchase number.
- Purchase + rehab in one structure
- Experienced and emerging investors
- Sized against ARV, not just purchase price
- Multiple exits: sale, refi, or hold
At a glance02- Loan size
- $100K – $3M
- Term
- 6 – 18 mo
- LTV / ARV
- Up to 75% ARV
- Use
- Acquisition + rehab
- 03Speed between moves
Bridge
Short-term capital that closes when timing matters.
Bridge capital for acquisitions, repositions, and scenarios that don't fit conventional timelines. Clear answers up front so you know what you're working with.
- Acquisitions under timeline pressure
- Repositioning and stabilization plays
- Refinance to long-term debt
- Portfolio consolidation moves
At a glance03- Loan size
- $250K – $20M
- Term
- 6 – 24 mo
- LTV
- Up to 75%
- Use
- Transition capital
- 04Hold-oriented capital
Investment Property
For income-producing assets and small-to-mid portfolios.
Acquisition, refinance, or portfolio capital for investors who hold. Structured around real cash flow and investor profile, not a one-size-fits-all box.
- Single-asset and portfolio scenarios
- DSCR-sensitive structures
- Refinance and cash-out options
- 1–4 unit, small multi, mixed-use
At a glance04- Loan size
- $150K – $10M
- Term
- 30-yr, 5/7 ARM options
- DSCR
- 1.0x+
- Use
- Hold & operate
- 05Project-backed business capital
Business
Working capital tied to pipelines, equipment, and crews.
For builders, GCs, and investors whose balance sheet is a job site. Capital structured around real contracts, invoices, and equipment, not just tax returns.
- Equipment and crew ramp-ups
- Project pipeline financing
- AR-backed working capital
- GC and investor profiles
At a glance05- Loan size
- $50K – $5M
- Term
- 12 – 60 mo
- Structure
- Term / line / AR
- Use
- Working capital
Check the license before you send a deal. We would.
Every program here is business-purpose credit brokered by NexWin Capital Corp., a California-licensed finance broker. Both regulator records are public, verify them in a minute.
Capital moves the same everywhere. Permits do not.
The terms above hold wherever the property sits. What changes by city is who reviews the plans, how long that takes, and where the paperwork records. These pages cover the local process.
- Los Angeles CountyLos Angeles bridge loans
- Los Angeles CountySan Fernando Valley bridge loans
- San Diego CountyPoway fix & flip loans
- San Diego CountyImperial Beach bridge loans
- Orange CountySanta Ana fix & flip loans
- Orange CountyAnaheim fix & flip loans
- Orange CountyIrvine bridge loans
- Orange CountyCosta Mesa bridge loans
- Orange CountyHuntington Beach bridge loans
- Orange CountyNewport Beach bridge loans
Financing a rental on the property’s own cash flow rather than personal income? DSCR loans in California covers how the coverage ratio is calculated and what the investment property program looks for.
Buying to renovate and resell, or bridging between two positions? Both sit inside one category: residential transition loans explains what an RTL is and which of the two programs a given deal actually needs.
Building from the dirt up rather than buying something that already stands? Ground up construction loans covers how a build is financed against the finished value and paid out against the schedule of work.
Find the right program.
Share the basics, we'll give you a real read on fit typically in 1-3+ business days.
A 2-minute fit check tells us your scenario. In return, we tell you which program fits, the likely structure, and what a packaged file would look like for our lenders, typically within 1-3+ business days. No commitment required.
- Real reviewReviewed manually, never a queue.
- Direct contactYou talk with the team that places the deal.
- Plain answersClear read on direction and structure.
NexWin Capital Corp. (NMLS ID 2743839 · DFPI License No. 60DBO-211586) brokers loans through licensed lending partners. All funding is subject to borrower profile, collateral, documentation, and lender criteria. Nothing on this page is an offer or commitment to lend. Rates, terms, and program availability vary and may change without notice.