A bridge loan in Los Angeles is short-term real estate capital secured by the property, used to close a purchase or pay off a position before permanent financing is in place. NexWin Capital Corp. arranges bridge capital up to 75% LTV on 6 to 24 month interest-only terms, with a typical close of about 14 business days once the file is complete. Every deal is priced to the scenario, so these are typical ranges rather than an offer.
NexWin Capital Corp. is a licensed broker rather than a lender: it places your deal with the Los Angeles bridge loan lenders whose terms fit the property, the plan and the exit.
Bridge capital up to 75% LTV, a typical ~14-business-day close for qualified, complete files. These are typical ranges rather than an offer, and every deal is priced to the scenario.
* Typical for qualified scenarios with a complete file. Ranges are indicative, not an offer or commitment to lend.
Full terms, the honest comparison against conventional options, and the official sources are on the bridge loan page. It sits inside the residential transition loan category. If the instrument itself is new to you, start with what a bridge loan is and how the exit works.
Applying here means submitting a scenario that gets placed with the lending partners whose terms fit it — not an application to NexWin Capital Corp. for its own money. There is no upfront borrower application fee, and nothing is committed until a lender issues a term sheet you accept.
Submit the scenario, property, business plan, exit, and timing. We confirm fit fast.
Upload operating statements, rent roll, purchase contract or refi payoff, and entity docs.
We route to bridge lenders whose speed, structure, and pricing fit the scenario.
Receive term sheets. Compare rate, fees, prepay, and extension options side by side.
The full bridge process covers what happens after a term sheet — appraisal, title and close — and the documents a complete file needs.
The capital is the same wherever the property sits. What changes is who reviews the plans, how long that takes, and where the paperwork records. That is usually what decides whether a short term is comfortable or tight.
In the City of Los Angeles it is the Department of Building and Safety. Plan-check projects run through the ePlanLA system and express, no-plan-check work runs through PermitLA. Both are fully online, including permit issuance.
Regular Plan Check is handled at the Metro, Van Nuys and West Los Angeles Development Services Centers. Plans can be submitted to any Development Services Center, which matters when one counter is running longer than another.
Los Angeles offers an expedited plan check for an additional 50% of the plan-check fee. That is a real lever on a deal with a deadline, and it is worth pricing into the budget before you need it rather than after.
Los Angeles County Registrar-Recorder/County Clerk, main office at 12400 East Imperial Highway in Norwalk. Recording is what sets the lien position, so the timing of it belongs on the closing schedule, not after it.
"Los Angeles" is not one jurisdiction. Beverly Hills, Santa Monica, Culver City and Pasadena are independent cities inside Los Angeles County with their own building departments and their own timelines. A schedule built on City of Los Angeles assumptions can miss badly a mile down the road.
Inside the City of Los Angeles, Measure ULA adds a city transfer tax of 4% or 5.5% to sales above a threshold the Office of Finance resets every July. A bridge that exits by sale above the line repays itself out of proceeds that are smaller by that much, so the number belongs in the exit math before the loan is sized. A refinance is not a conveyance and does not trigger it. Santa Monica and Culver City set city transfer-tax rates of their own.
Jurisdiction details are published by the authorities named above and can change. Confirm the current process with the relevant department before you build a schedule on it.
For a qualified, complete file the typical close is around 14 business days. What moves that number is almost never the lender: it is title, payoff demands, and how quickly the borrower returns the items on the list. A file that arrives complete closes on the short end of the range.
NexWin Capital Corp. arranges bridge capital up to 75% loan-to-value, with loan sizes typically from $250K to $20M. Because it is underwritten collateral-first, the equity in the property carries more weight than personal income documentation.
If you already have a line of credit approved and can draw on it tomorrow, that is almost always cheaper capital. A bridge loan is for the case where the equity is real, the deadline is real, and the credit line is not in place yet. If a bank line fits better, NexWin Capital Corp. will say so.
Yes. Los Angeles County covers dozens of independent cities, and NexWin Capital Corp. arranges capital across them. The practical difference is not the money, it is the permitting authority and the review timeline, which change at each city boundary.
No. The bridge loans NexWin Capital Corp. arranges are business-purpose loans on non-owner-occupied real estate: investor single-family homes, small and larger multifamily, mixed-use and commercial property. A bridge on your primary residence is generally a consumer-purpose loan with different rules, and it is not something we broker. A bank or credit union HELOC is usually the right first call for that.
Four situations cover most of the files: buying the next property before the current one sells, paying off a loan that is maturing before the refinance is ready, carrying a value-add building until it is stabilized enough for a bank, and a 1031 replacement purchase that has to close inside the exchange window when the permanent loan cannot. In every case the exit is what gets underwritten first.
Only if the exit is a sale inside the City of Los Angeles above the ULA threshold. The city then takes 4% or 5.5% of the price at closing, out of the same proceeds that repay the bridge, so the loan has to be sized against the net rather than the gross. A refinance exit is not a conveyance and does not trigger it. The thresholds move every July, and Santa Monica and Culver City set city rates of their own, so confirm the current figure with the city's finance office before you build the exit on it.
NexWin Capital Corp. does not publish rates, because each lender prices each file to the scenario and the number on your term sheet is theirs, not ours. What is fixed is the shape of the cost: interest, paid monthly and usually interest-only during the term; origination points at closing; an extension fee if the exit slips past the term; any minimum-interest or prepayment period; and the third-party costs of appraisal, title, escrow and recording. Six numbers usually decide a bridge term sheet: loan amount, rate, points, term, extension terms and prepay. The bridge loan calculator on this site lets you run the carry with your own figures.
Send the scenario and a broker reads it — typically in 1-3+ business days. No obligation, and no credit pull to get a read on fit.